Hypo Group Alpe Adria Leasing offers flexible financing solutions for motorbikes, cars or lorries and vans for both companies and private individuals. Vehicle leasing on buses, commercial cars or fleets is an attractive financing option especially for companies. Hypo Group Alpe Adria Leasing’s customers can benefit from the expertise garnered over many years, plus the cooperation with many international vehicle suppliers. Vehicle leasing recorded continuing constant growth in 2008. 42,470 agreements for cars, commercial motorcars and machines were concluded. Due to the economic situation, modifications to risk premiums as well as increases on down-payments were necessary. Strengthened cooperation agreements were entered into with dealers, in order to counteract the decline becoming ever more evident in the fourth quarter.