In 2008 the Italian banking sector maintained a relatively stable profile given the difficult global economic situation. Nevertheless the consolidation process in the banking business progressed, leading to a further intensification of the competitive pressure. A similar development occurred in the leasing market. The vehicle leasing segment, the real estate and the equipment segment more or less maintained the development trend unchanged. Moreover a significant increase in the demand for lease financing for boats, yachts and maritime vessels (secondary sectors) was recorded.