Hypo Group Alpe Adria controls and monitors its risks across business segments, with the goal of optimising its risk / performance profile and to guarantee the ability to bear risks at any time. In this vein, it influences the business and risk policies of its strategic and other holdings through its involvement in shareholder and supervisory committees. In the case of Group strategic holdings, compatible risk control processes, strategies and methods are implemented.

The following central principles apply to the overall direction process for Hypo Group Alpe Adria:

1. Clearly defined processes and organisational structures are in place for all risk types, according to which all tasks, competencies and responsibilities of participants are aligned.
2. Front and middle office as well as trading and settlement / monitoring units are functionally separated to prevent conflicts of interest.
3. The Group determines and implements appropriate, mutually compatible procedures for the purpose of identifying, measuring, combining, directing and monitoring the different risk types.
4. With regard to essential risk types, appropriate limits are set and effectively monitored