»We confirm to the best of our knowledge that the condensed consolidated interim financial statements, established in accordance with the applicable accounting standards, give a true and fair view of the assets, liabilities, financial position and profit or loss of the group, and that the interim group management report gives a true and fair view of the assets, liabilities, financial position and profit or loss of the Group with regard to the important events that have occurred during the first six month of the financial year and of their impact on the condensed consolidated interim financial statements in terms of the principal risks and uncertainties for the remaining six months of the financial year.«

Klagenfurt am Wörthersee, 30 July 2008
Hypo Alpe-Adria-Bank International AG


EXECUTIVE BOARD