The Segment Leasing
Introduction
Hypo Group Alpe Adria’s leasing segment continued its positive development of recent years into 2007, once again increasing new financing volumes. With a closely meshed network in the regions it serves, highly qualified employees and a product portfolio that is constantly adapted to meet its customers extremely diverse requirements, the leasing segment is a by-word for customised, unbureaucratic solutions, and a high level of expertise joined to impeccable quality. Hypo Group Alpe Adria Leasing plans to build on the growth of the past financial year to further expand its business and the markets in which it operates. The results for 2007 showed the effects of lower interest margins, an altered policy on risk provisions on finance leasing agreements and effects from reclassification of operating lease assets.
In recent years leasing has proved its appeal as an alternative financing method for businesses, private individuals and municipalities. In addition to tax advantages, this contemporary financing approach also offers benefits in terms of liquidity and security. By allowing customers flexibility in the choice of maturities and helping to match their liquidity requirements while maximising tax advantages, the capital commitment is used to drive future growth.
Hypo Group Alpe Adria’s leasing segment offers tailored financing solutions for vehicle leasing, real estate leasing, movable property leasing and niche markets such as ship, aircraft and industrial financing in the Alps to Adriatic region. The Hypo Group Alpe Adria Leasing experts identify the best financing model, be it full payout leasing, residual value leasing, deposit leasing or cross-border leasing. Flat hierarchies ensure applications are processed quickly and unbureaucratically – Hypo Group Alpe Adria Leasing employees are known for their professionalism and flexibility. The product portfolio is defined by a complete commitment to customers’ needs, and is adapted and extended to match the precise requirements of the different customer groups. The integration of the leasing business within Hypo Group Alpe Adria puts the combined expertise and experience of the parent company and all its subsidiaries at its customers’ disposal.
