Highlights 2007

Highlights Group

BayernLB new majority shareholder with 57.31 % interest
Tilo Berlin appointed Chairman of the Executive Board of Hypo Group Alpe Adria as of 1 June 2007
Continued expansion increases total assets by 22.4 % to EUR 37.9 bn
Significant increase in net fee and commission income, up 33.9 % to EUR 121.3 m
Capital and reserves boosted by two capital increases for a total of EUR 725 m
Network expanded with entry into Ukrainian market
The Group’s 7,000 employees serve more than 1.2 million customers in over 350 locations in the extended Alps to Adriatic region
Consolidated financial statements prepared in accordance with International Financial Reporting Standards (IFRS) for the first time 25 Annual Report 2007 Hypo Group Alpe Adria

Successful implementation of new retail strategy by segmentation of customer groups and introduction of new branch and service concept
Assets of the Group’s retail business were up by 28.9 %, with more than 870,000 private customers
Group Private Banking reports increase in assets under management to EUR 1.3 bn
Hypo South Eastern European Opportunities Fund significantly outperforms benchmark Group Investment Banking success with its own sales network and specialist customer teams on the ground
Group Corporate & International increases asset volumes 26.7 % to EUR 11.5 bn
Group Treasury & Global Markets makes mark in international financial markets by placing gross issue volume of EUR 5.1 bn
Group Public Finance created to serve as competence centre for public institutions at Group level

New financing volumes up 43.3 % to EUR 2.7 bn
Total assets up almost 40 % to EUR 6.4 bn
Leasing company in Ukraine opens up growth market with population of 46.5 million Product portfolio extended to include agricultural financing
70 locations, 982 employees and over 72,000 customers
Continuation of geographical expansion planned Annual