Risk awareness and pro-active risk management are a crucial element in all Hypo Group Alpe Adria’s business activities.
      As an international enterprise serving a very wide range of customers and markets, Hypo Group Alpe Adria is exposed to a great variety of risks. A groupwide, uniform risk management system has therefore been introduced, with the principal objective of identifying risks in their early phases, so as to be able to take appropriate countermeasures rapidly.
      This risk strategy is characterised by deliberate acceptance of profitable risks, active diversification of portfolios and the considered use of risk reduction instruments. Hypo Group’s risk management evolves all the time, with evolution driven by its intense involvement in the regional markets of its choice.
      A detailed risk report is to be found in the notes to the financial statements.